You're enrolled.Now make sure you're not overpaying.
These tools are for people already on Medicare — appeal a premium surcharge, find help you may be owed, and more. Education only, always.
Premium raised by an income surcharge?
If a life-changing event lowered your income, a one-page form (SSA-44) can undo the IRMAA surcharge on your Part B and Part D premiums. This coach walks you through it in six steps.
Open the IRMAA Appeal CoachPaying more than you have to?
Billions in help for people with limited income goes unclaimed every year. See whether you may qualify for Extra Help with Part D or a Medicare Savings Program, and which door to knock on.
Open the Benefits ScreenerSpot the scam before it costs you
Senior-targeted fraud drained billions last year, and AI voice-cloning made it worse. Learn the six scam patterns to recognize on sight and the hang-up-and-verify reflex that defeats every one of them.
Open the Scam SpotterEvery tool here is educational and self-service. You do the filing in your own name; we never file anything for you and never store what you enter on our servers. How we handle your data